πŸ’° Financial Clarity

Scholarship Awareness

Thousands of crores in scholarships go unclaimed every year. Know what you qualify for and how to apply.

πŸ’Έ
β‚Ή7,000+ Cr Annual scholarship budget
πŸ“‹
100+ Government schemes
😞
30-40% Scholarships go unclaimed
πŸ›οΈ Central Government

Government Scholarships

Apply through the National Scholarship Portal (NSP) for most central schemes.

πŸŽ“

Central Sector Scheme

Merit-Based

For: Class 12 passed with 80%+ marks, family income < β‚Ή8 LPA

Amount: β‚Ή10,000-20,000 per year for graduation

Apply: National Scholarship Portal (NSP)

πŸ“š

PM-YASASVI

OBC/EBC/DNT

For: OBC, EBC, DNT students for school levels through higher education

Amount: β‚Ή75,000-1,25,000 per year

Apply: Through NTA portal

πŸ†

INSPIRE Scholarship

Science Students

For: Top 1% in Class 12 board pursuing B.Sc/Integrated M.Sc

Amount: β‚Ή80,000 per year for 5 years

Apply: DST Online Portal

πŸŽ–οΈ

PM Scholarship (WARB)

Defence/Para-military

For: Wards of Ex-servicemen, CAPF, State Police

Amount: β‚Ή2,500-3,000 per month

Apply: KSB or WARB portals

πŸ”— National Scholarship Portal (NSP)

Most central scholarships are available through scholarships.gov.in. Create one account and apply for multiple schemes. Deadline is usually August-October every year.

πŸ“‹ Category-Based

SC/ST/OBC/Minority Scholarships

πŸ”΅ SC/ST Students

  • Post Matric Scholarship for SC

    Class 11 onwards | Full fees + maintenance allowance

  • National Fellowship for ST (NFST)

    M.Phil/Ph.D | β‚Ή31,000 per month

  • Top Class Education Scheme

    IITs, IIMs, NITs admission | Full cost covered

🟑 OBC Students

  • Post Matric Scholarship for OBC

    Class 11 onwards | Income < β‚Ή1 LPA

  • National Fellowship for OBC

    M.Phil/Ph.D | Research fellowship

🟒 Minority Students

  • Pre-Matric Scholarship

    Class 1-10 | Income < β‚Ή1 LPA

  • Post-Matric Scholarship

    Class 11 onwards | Income < β‚Ή2 LPA

  • Merit-cum-Means Scholarship

    Professional/Technical courses | Full fees + maintenance

🟣 Girl Students

  • CBSE Single Girl Child Merit

    β‚Ή500/month for 2 years

  • Pragati Scholarship (AICTE)

    β‚Ή50,000/year for tech degree

  • Indira Gandhi Scholarship

    Single Girl Child pursuing higher education

πŸ—ΊοΈ State Government

State-Level Scholarships

Each state has its own scholarship portal and schemes. Check your state's official website.

Uttar Pradesh

scholarship.up.gov.in

Maharashtra

mahadbt.maharashtra.gov.in

West Bengal

svmcm.wbhed.gov.in

Karnataka

ssp.karnataka.gov.in

Tamil Nadu

tn.nic.in/scheme

Bihar

scholarships.gov.in

βœ… Pro Tip

Apply for BOTH central and state scholarships β€” you can often receive multiple scholarships if they don't explicitly prohibit it. Check terms carefully.

🏒 Private Sector

Private & Corporate Scholarships

Many companies and foundations offer scholarships β€” often less competitive than government schemes.

Tata Trusts

Multiple scholarships for various courses and categories

Learn More

HDFC Bank Parivartan

EWS students pursuing graduation

Learn More

LIC Golden Jubilee

EWS students in Class 10-12

Learn More

Reliance Foundation

Undergraduate scholarships

Learn More

Aditya Birla Foundation

Merit-based for top institutions

Learn More

ONGC Foundation

SC/ST students in professional courses

Learn More
βœ… Self-Assessment

Quick Eligibility Checklist

Answer these questions to understand which scholarships you might qualify for.

1. What's Your Category?

  • SC/ST β†’ Post Matric, Top Class Education, NFST
  • OBC β†’ PM-YASASVI, Post Matric OBC
  • Minority β†’ Pre/Post Matric Minority schemes
  • EWS/General β†’ Central Sector, private scholarships

2. What's Your Family Income?

  • Below β‚Ή1 LPA β†’ Maximum schemes available
  • β‚Ή1-2.5 LPA β†’ Most schemes available
  • β‚Ή2.5-8 LPA β†’ Some schemes (Central Sector)
  • Above β‚Ή8 LPA β†’ Merit-based only

3. What's Your Academic Performance?

  • Top 1% in Board β†’ INSPIRE, KVPY
  • 80%+ in Board β†’ Central Sector Scheme
  • 60-80% β†’ Category-based scholarships
  • 50-60% β†’ Income-based scholarships

4. What Course Are You Pursuing?

  • Technical (Engineering/Medical) β†’ AICTE, INSPIRE
  • Professional (MBA/Law) β†’ Prime Minister's Special
  • Arts/Humanities β†’ Most category scholarships
  • Research (M.Phil/Ph.D) β†’ National Fellowships
πŸ“… Don't Miss!

Key Scholarship Deadlines

Scholarship Opens Deadline
NSP Scholarships July October-November
Central Sector Scheme September October
INSPIRE August October
PM-YASASVI July August
State Scholarships Varies Check state portal

🚩 Common Mistake

Many students miss deadlines because they apply at the last moment and face server issues. Apply early β€” the portal is fastest in the first 2 weeks!

Know the Scholarships. Now Learn to Apply Right

Understanding eligibility is step 1. Learn how to actually get selected with our application literacy guide.

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